:root{
  --primary:#2b3ed6;
  --primary-hover:#2434b8;
  --bg:#f5f6f8;
  --fg:#0f172a;
  --muted:#5b6478;
  --card:#ffffff;
  --border:#e3e7f0;
  --input:#e3e7f0;
  --radius:12px;
  --shadow-sm:0 1px 2px rgba(15,23,42,.05);
  --shadow-md:0 6px 20px rgba(15,23,42,.06);
  --shadow-lg:0 20px 40px rgba(43,62,214,.18);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen,Ubuntu,sans-serif;
  background:var(--bg); color:var(--fg); line-height:1.55; font-size:18px;
}
a{color:inherit;text-decoration:none}
h1,h2,h3{margin:0;line-height:1.2}
p{margin:0}
ul{margin:0}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
.container.narrow{max-width:820px}
.container.medium{max-width:960px}
.muted{color:var(--muted)}
.center{text-align:center}

/* Header */
.site-header{position:sticky;top:0;z-index:40;background:var(--primary);color:#fff;box-shadow:var(--shadow-sm)}
.header-inner{max-width:1200px;margin:0 auto;position:relative;display:flex;align-items:center;justify-content:space-between;padding:14px 32px;gap:16px}
.brand{font-weight:800;font-size:18px;letter-spacing:-.01em;color:#fff}
.main-nav{display:none;align-items:center;gap:36px;font-size:18px;font-weight:500}
.main-nav a.nav-link{position:relative;color:#fff;opacity:.92;padding-bottom:6px}
.main-nav a.nav-link:hover{opacity:1}
.main-nav a.nav-link.active{opacity:1}
.main-nav a.nav-link.active::after,
.main-nav a.nav-link:hover::after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:#fff;border-radius:2px;
}

/* Mobile menu toggle (hamburger) */
.mobile-menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;width:32px;height:32px;background:none;border:none;cursor:pointer;padding:0}
.mobile-menu-toggle span{
  display:block;width:100%;height:2px;background:#fff;border-radius:2px;
  transform-origin:center;
  transition:transform .25s ease, opacity .2s ease, background-color .2s ease;
}
/* Animate hamburger -> X when JS adds the .open class (see script.js) */
.mobile-menu-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.mobile-menu-toggle.open span:nth-child(2){opacity:0}
.mobile-menu-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

@media(min-width:768px){
  .main-nav{display:flex}
  .mobile-menu-toggle{display:none}
}
@media(max-width:767px){
  .main-nav{display:flex;position:absolute;top:100%;left:0;right:0;background:var(--primary);flex-direction:column;align-items:flex-start;gap:0;padding:0 24px;max-height:0;overflow:hidden;transition:max-height .2s ease;box-shadow:var(--shadow-md)}
  .main-nav.open{max-height:80vh;overflow-y:auto;padding:8px 24px 20px}
  .main-nav a.nav-link{width:100%;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.12)}
  .main-nav a.nav-link.active::after,.main-nav a.nav-link:hover::after{display:none}
}

/* States nav dropdown */
.nav-dropdown{position:relative}
.states-toggle{background:none;border:none;font:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:6px;color:#fff;opacity:.92}
.states-toggle:hover{opacity:1}
.nav-caret{font-size:12px;transition:transform .15s ease}
.nav-dropdown.open .nav-caret{transform:rotate(180deg)}
.notify-dot{
  position:absolute;top:-2px;right:-10px;width:8px;height:8px;border-radius:999px;
  background:#e0263b;box-shadow:0 0 0 2px var(--primary);
}
.states-panel{
  display:none;position:absolute;top:calc(100% + 14px);left:0;z-index:60;
  width:280px;max-height:380px;overflow-y:auto;background:#ffffff;color:var(--fg);
  border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-lg);padding:8px;
}
.nav-dropdown.open .states-panel{display:block}
.states-panel-inner{display:flex;flex-direction:column}
.state-drop-item{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:12px 14px;border-radius:10px;color:var(--fg);font-weight:600;font-size:16px;
  border-bottom:1px solid var(--border);
}
.state-drop-item:last-child{border-bottom:none}
.state-drop-item:hover{background:var(--bg)}
.live-badge{
  flex-shrink:0;background:var(--primary);color:#fff;font-size:11px;font-weight:700;
  letter-spacing:.04em;padding:4px 10px;border-radius:999px;
}
@media(max-width:767px){
  .states-panel{position:static;width:100%;box-shadow:none;margin:8px 0;border-radius:12px;max-height:280px}
  .notify-dot{right:auto;left:100%;margin-left:4px;box-shadow:0 0 0 2px var(--primary)}
}

/* Hero */
.hero{padding:80px 0 56px;text-align:center;background:var(--card)}
.hero-inner{max-width:720px;margin:0 auto;padding:0 24px}
.pill{display:inline-flex;align-items:center;gap:8px;background:var(--bg);border:1px solid var(--border);padding:6px 16px;border-radius:999px;font-size:18px;color:var(--muted);box-shadow:var(--shadow-sm)}
.hero h1{margin-top:22px;font-size:56px;font-weight:800;letter-spacing:-.02em}
.hero p{margin:20px auto 0;max-width:560px;color:var(--muted);font-size:18px}
.btn-primary{display:inline-block;margin-top:30px;background:var(--primary);color:#fff;padding:16px 40px;border-radius:14px;font-weight:600;font-size:18px;box-shadow:var(--shadow-lg);transition:.15s;border:none;cursor:pointer}
.btn-primary:hover{background:var(--primary-hover)}
@media(max-width:640px){.hero h1{font-size:40px}}

/* Calculator */
.calc-section{padding:0 0 80px;background:var(--card)}
.calc-wrap{max-width:820px;margin:0 auto}
.card{background:var(--card);border:1px solid var(--border);border-radius:24px;padding:40px;box-shadow:var(--shadow-md)}
.card h2{font-size:24px;font-weight:700}
.form{margin-top:28px;display:flex;flex-direction:column;gap:20px}
.field label{display:block;margin-bottom:8px;font-weight:600;font-size:18px}
.field select,.field input{width:100%;padding:12px 16px;border:1px solid var(--input);border-radius:10px;background:var(--bg);font-size:18px;color:var(--fg);font-family:inherit}
.field select:focus,.field input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(43,62,214,.15)}
.field select:disabled{opacity:.55;cursor:not-allowed}
.field-hint{margin-top:6px;font-size:18px;color:var(--muted)}
.required-star{color:#e0263b;font-weight:700}
.field select.field-error,.field input.field-error{border-color:#e0263b;box-shadow:0 0 0 3px rgba(224,38,59,.15)}
.result.error{border-color:#e0263b;background:#fdecee;color:#8a1220}
.result.error h3{color:#8a1220}
#county-field.is-disabled .field-hint{opacity:.7}
.grid-2{display:grid;grid-template-columns:1fr;gap:20px}
@media(min-width:640px){.grid-2{grid-template-columns:1fr 1fr}}
.checks{display:flex;flex-wrap:wrap;gap:20px;font-size:18px;font-weight:500}
.checks label{display:flex;align-items:center;gap:8px;cursor:pointer}
.checks input{accent-color:var(--primary);width:16px;height:16px}
.actions{margin-top:4px;display:flex;flex-wrap:wrap;gap:12px}
.btn-primary-sm{background:var(--primary);color:#fff;border:none;padding:12px 24px;border-radius:10px;font-weight:700;font-size:18px;cursor:pointer;box-shadow:var(--shadow-md);transition:.15s}
.btn-primary-sm:hover{background:var(--primary-hover);transform:translateY(-1px)}
.btn-secondary{background:var(--bg);border:1px solid var(--border);padding:12px 24px;border-radius:10px;font-weight:600;font-size:18px;cursor:pointer;color:var(--fg)}
.btn-secondary:hover{background:#e6ebf5}

/* Result */
.result{margin-top:32px;padding:24px;border-radius:16px;background:var(--bg);border:1px solid var(--border);font-size:18px}
.result.empty{border-style:dashed;text-align:center;color:var(--muted)}
.result h3{font-size:18px;font-weight:700;margin-bottom:16px}
.result h3 span{color:var(--muted);font-weight:500}
.fee-list{list-style:none;padding:0;margin:0}
.fee-list li{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid var(--border);color:var(--muted);gap:12px}
.fee-list li:first-child{border-top:none}
.fee-list li span:last-child{color:var(--fg);font-weight:500;text-align:right}
.fee-list .total{font-size:18px;font-weight:700;color:var(--primary)}
.fee-list .total span:last-child{color:var(--primary)}
.result .note{display:block;margin-top:12px;font-size:18px;color:var(--muted)}
.result .disclaimer{display:block;margin-top:10px;padding-top:10px;border-top:1px dashed var(--border);font-size:18px;color:var(--muted);font-style:italic}

/* Sections */
.section{padding:64px 0;background:var(--bg)}
.services{background:var(--bg)}
.section h2{font-size:30px;font-weight:700}
.services h2{margin-bottom:8px}
.services-grid{margin-top:40px;display:grid;grid-template-columns:1fr;gap:20px}
@media(min-width:640px){.services-grid{grid-template-columns:1fr 1fr}}
@media(min-width:960px){.services-grid{grid-template-columns:repeat(3,1fr)}}
.service{display:block;padding:24px;background:var(--card);border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-sm);transition:.15s}
.service:hover{transform:translateY(-2px);border-color:var(--primary);box-shadow:var(--shadow-md)}
.service .icon{font-size:30px}
.service h3{margin-top:12px;font-size:16px;font-weight:600}
.service:hover h3{color:var(--primary)}
.service p{margin-top:4px;color:var(--muted);font-size:18px}

/* How-to-use steps (unchanged card-list style) */
.steps{margin-top:32px;display:flex;flex-direction:column;gap:24px}
.step{display:flex;gap:20px;padding:24px;background:var(--card);border:1px solid var(--border);border-radius:16px;box-shadow:var(--shadow-sm)}
.step .num{flex-shrink:0;display:grid;place-items:center;width:40px;height:40px;background:var(--primary);color:#fff;border-radius:999px;font-weight:700}
.step h3{font-size:18px;font-weight:700}
.step p{margin-top:4px;color:var(--muted)}
.step a{color:var(--primary);font-weight:600}
.step a:hover{text-decoration:underline}

/* How it works — vertical connected timeline (distinct from the .steps card-list above) */
.how-it-works{background:var(--card)}
.how-it-works h2{margin-bottom:40px}
.hiw-timeline{position:relative;display:flex;flex-direction:column;gap:0}
.hiw-timeline::before{
  content:"";position:absolute;left:23px;top:8px;bottom:8px;width:2px;
  background:linear-gradient(to bottom, var(--primary), var(--border) 85%);
}
.hiw-step{position:relative;display:flex;gap:24px;padding-bottom:40px}
.hiw-step:last-child{padding-bottom:0}
.hiw-marker{
  position:relative;z-index:1;flex-shrink:0;display:grid;place-items:center;
  width:48px;height:48px;border-radius:999px;background:var(--card);
  border:2px solid var(--primary);color:var(--primary);font-weight:700;font-size:18px;
  box-shadow:0 0 0 6px var(--card);
}
.hiw-content{padding-top:6px}
.hiw-content h3{font-size:20px;font-weight:700}
.hiw-content p{margin-top:6px;color:var(--muted)}
.hiw-content a{color:var(--primary);font-weight:600}
.hiw-content a:hover{text-decoration:underline}
@media(max-width:640px){
  .hiw-timeline::before{left:19px}
  .hiw-marker{width:40px;height:40px;font-size:16px}
  .hiw-step{gap:16px;padding-bottom:32px}
}

/* States table */
.states{background:var(--bg)}
.table-wrap{margin-top:32px;overflow:hidden;border:1px solid var(--border);border-radius:16px}
table{width:100%;border-collapse:collapse;font-size:18px;text-align:left}
thead{background:var(--primary);color:#fff}
th,td{padding:12px 16px}
tbody tr{border-top:1px solid var(--border);background:var(--card)}
tbody tr:first-child{border-top:none}
tbody td:first-child{font-weight:600;color:var(--fg)}
tbody td:last-child{color:var(--muted)}

/* About */
#about{background:var(--bg)}
#about h2{margin-bottom:12px}
#about p{color:var(--muted)}
#about h3{margin-top:32px;font-size:22px;font-weight:700;color:var(--fg)}
.bullets{margin-top:12px;padding-left:24px;color:var(--muted)}
.bullets li{margin:8px 0}
.bullets strong{color:var(--fg)}

/* Title transfer + California sections: keep on white to alternate with the gray sections around them */
#title-transfer,#california{background:var(--card)}

/* FAQ
   index.html uses native <details>/<summary> for .faq-item, so the toggled
   state lives in the `open` ATTRIBUTE, not a class. The old rule
   `.faq-item.open .faq-a` never matched anything, which is why answers
   never appeared — fixed to `.faq-item[open] .faq-a` below. */
#faq{background:var(--bg)}
.faq-list{margin-top:32px;display:flex;flex-direction:column;gap:12px}
.faq-item{background:var(--card);border:1px solid var(--border);border-radius:14px;overflow:hidden}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;
  background:none;border:none;padding:18px 20px;font-size:18px;font-weight:600;color:var(--fg);
  text-align:left;cursor:pointer;font-family:inherit;list-style:none;
}
/* Hide the browser's default disclosure triangle on <summary> */
.faq-q::-webkit-details-marker{display:none}
.faq-q::marker{content:""}
/* '+' / '−' indicator, added via CSS so no extra markup is needed */
.faq-q::after{
  content:"+";flex-shrink:0;color:var(--primary);font-size:20px;font-weight:700;
  transition:transform .2s ease;
}
.faq-item[open] .faq-q::after{content:"−"}
.faq-a{max-height:0;overflow:hidden;padding:0 20px;color:var(--muted);font-size:18px;transition:max-height .2s ease, padding .2s ease}
.faq-item[open] .faq-a{max-height:600px;padding:0 20px 20px}
.faq-note{margin-top:8px;padding:16px 20px;background:var(--bg);border:1px solid var(--border);border-radius:14px;font-size:18px;color:var(--muted)}
.faq-sources{margin-top:12px;padding:16px 20px;background:var(--card);border:1px solid var(--border);border-radius:14px;font-size:18px;color:var(--muted)}
.faq-sources a{color:var(--primary);font-weight:600}
.faq-sources a:hover{text-decoration:underline}

/* Footer */
.site-footer{background:var(--primary);color:#fff;padding:40px 0 24px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1fr;gap:32px}
@media(min-width:768px){.footer-grid{grid-template-columns:repeat(3,1fr)}}
.footer-title{font-size:18px;font-weight:700}
.footer-grid p{margin-top:8px;font-size:18px;opacity:.85}
.footer-grid a:hover{text-decoration:underline}
.footer-subtitle{font-size:18px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;opacity:.9}
.footer-grid ul{margin:12px 0 0;padding:0;list-style:none}
.footer-grid ul li{margin:8px 0;font-size:18px;opacity:.85}
.footer-copy{max-width:1120px;margin:32px auto 0;padding:24px 24px 0;border-top:1px solid rgba(255,255,255,.15);text-align:center;font-size:18px;opacity:.8}